Disability Income Insurance, often called DI or income protection, is a type of insurance coverage designed specifically to cover the loss of income that results from an unexpected accident or illness.
A disability resulting in the inability to return to work could cause financial ruin; being underinsured is almost as dangerous as having no insurance. Traditional insurance markets often leave physicians, lawyers, and highly compensated individuals and businesses without adequate disability insurance. Sufficient DI coverage is the most important piece of a secure financial plan.
Disability insurance policies tailored to physicians, lawyers and highly compensated individuals and businesses provide financial security for you and your loved ones who depend on your most valued asset — your ability to earn a paycheck, plus incentive compensation.
DI Policy May Be Used For:
- Primary Coverage
- Excess / Supplemental Coverage
- Special Risk Coverage
- Domestic Coverage
- International Coverage
- Buy/Sell Protection
Secure Your Income.
In Life & In Death.
Most Americans are better prepared financially to die than to become disabled, although the chances are at least three to five times greater of a disability occurring prior to retirement.
If you have saved 10 percent of your income each year, one year of being totally disabled could wipe out 10 years of savings. Wealth Optix utilizes over 30 years of industry expertise to guide you in securing a sufficient income protection plan for you and your loved ones. Click here to get started.
